This problem has two major sides; one is the buyer’s payment mode and second is the seller's payment gateway. The buyer is required to hold funds with the payment mode like PayPal, Debit card, Credit card and more. While the seller is required to accept multiple payment modes each having a different commission structure, holding period and chargeback system. The standard charge in the Asia Pacific is 3.5 to 5.5%, South America is 15% to 30%, North America 4.5% to 7% and Africa is 5% to 15%. The majority of E-commerce platforms absorb these fees and impose it to the sellers' commissions, but in some cases E-commerce platforms charge them to the buyer upfront. These fees play a big role in the slowdown of online payments and the growth of businesses in various countries.